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22Dec
Investing to Make a Difference
Investing

As Resonate re-branded itself is 2015, we found these things to be of primary importance to us:

“Encouraging our clients to clearly define what is most important to them about life and money” and then “Aligning our clients’ money with their life and purpose to express social, political and environmental values which lead to creating meaningful outcomes.”

This has led us to consider the following in offering investment choices to our clients:

  • “Investing in businesses which pass certain ethical practice screens;
  • “Considering social, political or environmental impact as important in investment decisions;
  • “Providing values’ based investing.”

What does it mean to invest in businesses that pass certain ethical practice screens?

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16Dec
How to Keep Your Family Connected
Intergenerational Planning

family-connectionFidelity Investments recently published the results from the “2016 Family and Finance Study”.

Here are the key findings:
While adult children are willing to help their parents as they age, four in ten families disagree on the roles and responsibilities children should assume.

  1. For example: 93% of parents state is it unacceptable for them to be financially dependent on their children, but only 30% of the adult children feel the same way.
  1. Four in ten families disagree on the roles children will play as parents age in terms of caregiving, advocates, financial power of attorney and executor (trix) of the estate.
  1. 67% of families disagree about the appropriate time to initiate a conversation about finances.
  1. Additionally, most families avoid talking about retirement living expenses, health, and long-term care expenses and content and location of estate documents.

This is exactly why Resonate created a “partner” consulting company named Connect-Gens that offers “Purposeful Planning: Conversations Beyond the Balance Sheet”.  We understand that initiating this conversation can be difficult.  We understand the content is often very emotional, and that the direction of the conversation is unpredictable.  Since most people choose to avoid that which we either cannot control or represents the unknown, families do not engage in these essential conversations.

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21Oct
The Gift of Experience
Intergenerational Planning

gift-boxThe longer I am in this business, the more opportunity I have to see the results of our thinking and work manifest into clients enjoying a well-planned retirement. I also am privileged to share in the sacred parts of life transitions and the passing on of a treasured legacy.

We regularly talk with our clients about the two legacies we all create…. One is the legacy we live each day and the second is the cumulative result of the daily Living Legacy wrapped up in our Leaving Legacy.

This writing by Wayne Mueller beautifully describes the process we are grateful to share with our clients and their families. (Excerpted from A Life of Being, Having and Doing Enough by Wayne Muller)wayne-muller

We make only one choice.

Throughout our lives, we do only one thing- again and again, moment by moment, year after year. It is how we live our days, and it is how we shape our lives.

The choice is this: What is the next right thing for us to do? Where, in this moment, shall we choose to place our time and attention? Do we stay or move, speak or keep silent, attend to this person, that task, move in this or that direction?

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12Oct
Seed Planting for Lasting Legacies
Intergenerational Planning

a person holding a small bonsai plant isolated

Over the years, I have worked to develop questions that are hopefully both engaging, compelling and that transcend the usual tax and financial discussion.

When it comes to intergenerational planning and leaving a legacy, we ask our clients to join us in a very special conversation focused on them.

Here are some of the questions we ask:

  1. Other than money and tangible assets, what do you want to leave your children and grandchildren?
  2. What do you consider to be your most important accomplishments?
  3. How is the world different because of you?
  4. What lessons do you still want to teach others?
  5. What knowledge or wisdom do you still have to share? With whom do you want to share it?
  6. What do you want people to say after you leave a room?
  7. What do you want to family to say when you are gone from this earth?

If you are interested in creating a legacy that includes and transcends the technical, then your Resonate team is excited to share a conversation with you.

Barbara A. Culver
CFP®, ChFC®, CLU, AEP®
Resonate, Inc.
(513) 605-2500

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Resonate
13Jan
What Affluent Clients Want from Their Financial Advisor
Blogs / ArticlesLeave a comment

Our experience teaches us that financial planning and investment management is unique to each situation.   While we customize all of our work, we also recognize the similarities between like-minded people.  The following video captures some of the similarities among affluent investors which we strive to meet every day.

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